SURVIVING THE COST OF LONG TERM CARE Our population is rapidly aging. By the year 2030, the percentage of individuals over the age of 65 will...
Eldercare Lawyer Blog
Long Term Care Insurance
LONG-TERM CARE INSURANCE Have you ever been contacted by someone selling long-term care insurance? If you were interested and investigate it...
What a Life Estate Really Means for Your Home and Your Heirs
LONG TERM CARE AND THE HOME One of the assets most dear to a person's heart is their home. This is particularly true for older individuals, many of...
Keri Supreme Court
THE ELDERLY SCORE BIG-TIME IN COURT I barely want to say it out loud, but if you've noticed, my recent columns have been about court victories for...
Joint Bank Accounts and Medicaid: What You Need to Know
WHOSE MONEY IS IT ANYWAY? "My mother has a CD worth about $50,000 and a checking account with $22,000 in it. But the checking account is in my name,...
Jersey Assistance for Community Care Giving
YOU DON'T KNOW "JACK" People are living longer. That's a good thing. There is a higher level and far better quality of care being provided to our...
Investing in CDs
HIGHER INTEREST DOESN'T ALWAYS MEAN A BETTER INVESTMENT I'm a lawyer. I don't give investment advice. Giving investment advice seems to me to be...
Income First
WHOSE INCOME IS IT ANYWAY? The United State Supreme Court will soon decide one of the hottest issues in Medicaid planning. Must the community spouse...
Did I Wait Too Long To Apply for Medicaid?
MEDICAID MYTH: I WAITED TOO LONG, I CAN'T PLAN ANYMORE People think long term care is some else's problem. They picture themselves passing away...
Putting Mom’s House in a Trust
SAVING THE ROOF OVER YOUR HEAD For most people, their home is their most valuable asset. So, it's little wonder that when people near the age where...
Home Health Aides: What You Need to Know
SHOULD THE STATE EMPLOY HOME HEALTH AIDES? Should the state of New Jersey employ home health aides? A proposed bill that may be submitted to New...
Medicaid Is Run By Bureaucrats, Watch Out!
GOVERNMENT BY BUREAUCRACY I'm not a political person. In fact, I have very little interest in politics. But I do admire our political system. There...
How Do I Pay For Long Term Care (A Little More)?
FUNDING LONG TERM CARE: A CALL FOR REFORM The Long-Term Care Task Force of the National Academy of Elder Law Attorneys (NAELA) recently published...
How Do I Pay for Long-Term Care?
FUNDING THE COST OF CARE Funding the cost of long-term care is a significant problem for the middle and working classes - and the problem is only...
Types of Long-Term Care: Understanding Your Options
THE LONG-TERM CARE CONTINUUM Way back in the day, older people who required care received that care at home, from their family. That's probably one...
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Recent Posts
Causing Terror with Your Will
In most every last will and testament that I have drafted, I draft a clause into the Will that essentially says, “If a beneficiary of my estate challenges my Will, that beneficiary shall forfeit his/her inheritance.” This clause is commonly known as an in terrorem...
How Much Does Long Term Care Cost
Long-term care is expensive and, well, can last for a long time. There are a number of long-term options. In this article, I’ll discuss the expenses associated with long-term care. As with many worrisome subjects, the best place to start is with definitions. When I...
Should I Designate a Beneficiary?
A beneficiary designation on a financial account directs how the assets in the account will be distributed after your death. For instance, if Mrs. Smith names her two children as the beneficiary of her brokerage account, then Mrs. Smith’s two children will receive...
What Planning Did You Do for Your Parents
What type of planning did you do for your parents? It is a question I get from my clients quite often. Both of my parents are deceased. Both lived to be ninety-four years of age. Both passed away in a nursing facility. My mother lived in a nursing facility for six...
Experience Teaches
I am not a handy person. I have no training or knowledge in the traditional “trades”—electrical, plumbing, carpentry. But the other day, I noticed that the lights in my house were flickering. I walked down to the electrical panel and saw sparks coming out of one of...
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