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THE DEATH, AND POSSIBLE RESURRECTION, OF ANNUITIES Before the latest revision to the New Jersey Medicaid regulations, the use of annuities in Medicaid planning for married individuals was common. The Regulations now provide that if an annuity is purchased with a...
A WOLF IN SHEEP'S CLOTHING Mark B. McClellan, the Administrator of the Centers for Medicare and Medicaid Services (CMS), which is the federal department responsible for administering the Medicaid program, has written a letter to state Medicaid directors encouraging...
IS A 529(b) PLAN RIGHT FOR YOU? My wife recently asked me about starting a college savings plan for my son. The most popular college savings plans today are "529(b) plans." A 529(b) plan gets its name from the section of the Internal Revenue Code in which this type of...
Second marriages are often the source of many different estate planning issues. Let’s assume that Mr. Smith marries Ms. Jones. Mr. Smith has three children from a first marriage. Ms. Jones also has three children. Both of them would like to take care of the...
The Bill of Rights for Nursing Home Residents If you're in a nursing home - or have a loved one in a nursing home - you will probably be happy to know that you have certain rights. Rights that protect your privacy, your autonomy, and your basic human dignity. The...
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